ADCB Credit Card Late Payment Fee

ADCB Credit Card Late Payment Fee
ADCB Credit Card Late Payment Fee

Abu Dhabi Commercial Bank has set a price list and fees for the services provided by the bank, including credit cards. Holders of these cards must pay specific fees for many services and cases, such as annual membership, late payment, financing, cash advance, and others.

ADCB Credit Card Late Payment Fee

The late payment fee for payments due by ADCB credit cardholders is 241.50 AED, and this fee is calculated in the event that the cardholder does not pay the minimum payment due by the due payment date, which is usually 25 days after the statement date. [1]

ADCB Credit Card Minimum Payment Due

The minimum payment due by ADCB credit cardholders is calculated on the basis of 100 AED or 5% of the full amount due, where the comparison between them is made and the larger amount is adopted as the minimum payment.

ADCB Credit Card Fee

Through the table below, you can find out the most important fees for ADCB Credit Card:

Description of fees Value of fees
Finance charges (Retail purchase) 3.69 per month.
Finance charges (Cash advance) 3.69 per month.
Finance charges (Balance Transfer, Credit Card Loan, Installment Plans) Up to 3.69 per month.
Overlimit fee 388.75 AED.
Late Payment fee 241.50 AED.
Cash Advance fee 3.15% or 105 AED (which is higher).
Credit Shield fee 1.0395 (of outsta at billing cycle).
Foreign Currency transaction margin
  • 0% (Traveler card).
  • 2.99% (other cards).
Foreign transaction fee ( AED Currency)
  • 0% (Traveler card).
  • 2.1% (other cards).
Duplicate Statement fee 26.25 AED.
Paper Statement fee 5.25 AED (per month).
Returned cheque charge 157.50 AED.
Copy of sales voucher 26.25 AED.
Temporary Credit Limit Increase fee 52.50 AED.
Foreclosure fee (Balance Transfer, Credit Card Loan, Installment Plans)  210 AED.
Processing fees (0% Interest Payment Plans at participating merchants and Credit Card Loan) 25.50 AED.
Liability/ no liability letter charge 52.50 AED.

Read more: ACDB Credit Card Apply | How to Cancel ADCB Credit Card | ADCB 365 Credit Card Benefits | ADCB Touchpoints Titanium Credit Card Benefits | ADCB Credit Card Offers | ADCB Titanium Credit Card Benefits | ADCB Cash Back Credit Card Benefits | How to Check ADCB Credit Card Application Status | ADCB Credit Card Customer Care | ADCB Credit Card Lounge Access | ADCB Credit Card Requirements | ADCB Credit Card Cash Withdrawal Charges | ADCB Credit Card Eligibility | ADCB Credit Card Minimum Salary | ADCB Credit Card Limit Increase

Conclusion

Abu Dhabi Commercial Bank is keen to provide an integrated set of services to meet the various requirements of credit card holders, while imposing fees and prices for each service as well as in cases of late payment and others.

Questions & Answers

When is the payment due date for ADCB Credit Card holders?

The payment due date for ADCB Credit Card holders is 25 days after the statement date.

Is there a late payment fee for ADCB Credit Card holders?

Yes, there is a late payment fee of 241.50 AED for ADCB Credit Card holders.

How much is ADCB Credit Card replacement fee?

ADCB Credit Card replacement fee is 78.75 AED.

What is the minimum payment due for ADCB Credit Card?

The minimum is the higher of the two options (100 AED or 5% of the full amount due).

How much is the over-limit fee for ADCB Credit Card holders?

The over-limit fee for ADCB Credit Card holders is 288.75 AED.

References

[1]adcb.comADCB29 Jan 2025