ADCB Credit Card Cash Withdrawal Charges
Abu Dhabi Commercial Bank imposes specific fees for many of the services it provides to its customers who hold credit cards of various types, with the aim of reducing the time and effort required to obtain these services, including the cash withdrawal service.
Table Of Content
ADCB Credit Card Cash Withdrawal Charges
The cash withdrawal fees required from Abu Dhabi Commercial Bank customers when withdrawing cash from their credit cards are 3.15% of the withdrawn balance or AED 105, with the two values being compared and the higher of the two being adopted as the service fee. [1]
ADCB Credit Card Charges
You can find out the fees for Abu Dhabi Commercial Bank credit card services through the following table:
| Description of Charges | Value of Charges |
| Finance charges (Balance Transfer, Credit Card Loan, Installment Plans) | Up to 3.69 per month |
| Finance charges (Retail purchase) | 3.69 per month |
| Finance charges (Cash advance) | 3.69 per month |
| Credit Shield Charge | 1.0395 (of outsta at billing cycle) |
| Paper Statement Charge | 5.25 AED (per month) |
| Late Payment Charge | 5% or 100 AED (which is higher) |
| Foreign transaction Charge (AED Currency) | 0% (Traveler card) 2.1% (other cards) |
| Foreign Currency transaction margin | 0% (Traveler card) 2.99% (other cards) |
| Overlimit Charge | 388.75 AED |
| Duplicate Statement Charge | 26.25 AED |
| Processing Charges (0% Interest Payment Plans at participating merchants and Credit Card Loan) | 25.50 AED |
| Returned cheque charge | 157.50 AED |
| liability/ no liability letter charge | 52.50 AED |
| Temporary Credit Limit Increase Charge | 52.50 AED |
| Foreclosure Charge (Balance Transfer, Credit Card Loan, Installment Plans) | 210 AED |
| Copy of sales voucher | 26.25 AED |
Read more: ACDB Credit Card Apply | How to Cancel ADCB Credit Card | ADCB 365 Credit Card Benefits | ADCB Touchpoints Titanium Credit Card Benefits | ADCB Credit Card Offers | ADCB Titanium Credit Card Benefits | ADCB Cash Back Credit Card Benefits | How to Check ADCB Credit Card Application Status | ADCB Credit Card Customer Care | ADCB Credit Card Lounge Access | ADCB Credit Card Late Payment Fee | ADCB Credit Card Requirements | ADCB Credit Card Eligibility | ADCB Credit Card Minimum Salary | ADCB Credit Card Limit Increase
Conclusion
Abu Dhabi Commercial Bank is keen to provide a wide range of credit card services in exchange for fees that suit each service, ensuring customer satisfaction and optimally meeting their banking requirements.
Questions & Answers
No, ADCB Credit Card Cash Withdrawal is not free, but rather requires payment of a fee of 3.15% of the withdrawn balance or 105 AED, whichever is greater.
The Returned cheque charge for Abu Dhabi Commercial Bank credit cardholders is 157.75 AED.
Yes, there is a minimum payment due for Abu Dhabi Commercial Bank credit cardholders of AED 100 or 5% of the full amount due, whichever is greater.
The late payment fee for ADCB credit cardholders is 241.50 AED.
Yes, ADCB credit cards have an annual fee, but most types of these cards are exempt from it during the first year of issuance.