Emirates Islamic NOL Card
Emirates Islamic NOL Card is considered one of the distinguished credit cards as it provides its holder with many advantages and benefits, including special discounts in several aspects, whether at gas stations, shopping centers, etc., in addition to electronic payment services in transportation and others.
Table Of Content
Emirates Islamic NOL Card
This card is a credit card and a combined transportation chip that provides the benefit of all the advantages of credit cards in addition to containing a small chip that provides its holder with the services of Nol card represented in paying transportation fares. In addition, the Islamic card offers unique offers and features when used to pay transportation fares or other marketing and service areas.
Emirates Islamic NOL Card benefits
Through the points listed below, you can learn about the benefits and features of the Emirates Islamic NOL Card: [1]
- Get cashback of more than 10% of the customer’s expenses when using this card.
- It provides many easy and varied ways to top up the card balance, whether through the automatic or manual top-up option.
- This card is used as Nol Card to pay public transportation fares, in addition to being a credit card to pay expenses, payments and withdrawals, all in one card.
- The card provides a high degree of security.
- Get a free ticket from Reel Cinema tickets when purchasing one of its tickets, with a maximum of two tickets per month, provided that the cardholder spends more than 3,000 dirhams per month.
- The card helps in paying the value of high purchases in monthly installments within the immediate easy payment program without any interest.
- The card provides the Credit Shield Plus feature, which is one of the distinctive and enhanced programs to protect the customer from life’s hardships.
- The card helps in paying the value of purchases as well as transportation costs electronically, such as metro fees, parking fees, buses and monthly traffic service.
- It provides the feature of transferring balance from any other bank to the credit card account with additional features.
- The card provides an ideal model for the security of customer data as well as protecting the financial transactions that he carries out electronically.
- The card provides its holder with many distinctive offers in various fields.
Emirates Islamic NOL Card Reward
Through the table listed below, you can find out the redemption value provided by the Emirates Islamic NOL Card:
| Spend Categories | Cashback | Maximum Cashback per month | Minimum spending | Minimum for redemption points |
| Telecommunication, Education, Real Estate | 0.13% | Unlimited | AED 1000 | 300 points |
| Fuel Stations | 10% | AED 75 | AED 1000 | 300 points |
| International | Up to 2.25% | Unlimited | AED 1000 | 300 points |
| RTA Transport Payments | 10% | AED 75 | AED 1000 | 300 points |
| Domestic Supermarkets & Grocery | 1% | Unlimited | AED 1000 | 300 points |
| Domestic (Base Cashback) | Up to 1.25% | Unlimited | AED 1000 | 300 points |
| Automobiles & Insurance | 0.19% | Unlimited | AED 1000 | 300 points |
| Spends in European Economic Area (EEA) countries which includes the United Kingdom | 0.56% | Unlimited | AED 1000 | 300 points |
| Quick Service Restaurants | 0.31% | Unlimited | AED 1000 | 300 points |
Read More: Gold NOL Card Price | How to Check NOL Card Balance History online | Check Rta Nol Card Expiry | Apply for Student NOL Card | NOL Card Recharge | NOL Card Balance Check
Emirates Islamic NOL Card Offers
Below are the most important offers offered by the Emirates Islamic NOL Card to its holders:
| Offer areas | Presenter | Offer details | Offer expiry date |
| Shopping | FNP | 20% off on all products | 31/12/2025 |
| Shopping | JYSK | 20% discount with Emirates Islamic Credit | 28/02/2025 |
| Shopping | Time House | 10% Discount on selected Watches, Accessories, Perfumes and Bags | 31/05/2025 |
| Shopping | Navrang Jewellers | Up to 60% of diamond Jewelry and 10% off Gold workmanship | 31/12/2025 |
| Experience | KIDS HQ | 20% discount | 14/11/2025 |
| Experience | AYA Universe | 25% off on General Admission Tickets | 30/11/2025 |
| Experience | Flipped | 20%-25% discount | 14/11/2025 |
| Dining | Papa Johns | 15% off on Ala Carte menu | 31/06/2025 |
Emirates Islamic NOL Card Fees
In the table below, you can view the various fees for the Emirates Islamic Nol Card:
| Type of fees | Fee value |
| Monthly fees | It ranges between AED 225 and AED 1,600 depending on the card limit range. |
| Annual membership fees | nothing |
| Minimum amount due | 5% of the due balance and all expenses and fees per month |
| Maximum cash advance | AED 10,000 or 50% of the card limit, whichever is less, for each transaction |
| Transaction slip retrieval | 52.50 AED per order |
| Duplicate Statement Copy | 26.25 per monthly statement |
| Statement over 3 months old | 47.25 per monthly statement |
| Cash advance charges | 3.15% of the cash advance amount or 103.95 dirhams, whichever is higher, per transaction |
| Replacement Card Fee | 78.75 AED |
| Late Payment Donation Amount | 131.25 UAE dirhams |
| Direct Debit Return Fee | 105 AED for each time |
| Liability/No liability letter | 52.50 AED per order |
| Foreign currency transaction in non-UAE dirhams | 2.34% per transaction |
| Credit Shield | 1.04% of the amount due monthly |
| Foreign currency transaction in UAE dirhams | 1.99% per transaction |
| Over limit Fee | AED 261.45 per month |
| Paper Statement | nothing |
| Email Statement | nothing |
Conclusion
Nol card from Emirates Islamic Bank is considered one of the ideal options as it combines the features of credit cards and carries the advantages of Nol card in paying transportation fares and others in addition to the offers and privileges it provides to its holder.
Questions & Answers
No, Emirates Islamic Nol Card does not charge any annual membership fee.
Yes, Emirates Islamic RTA Cards offer many offers in shopping, dining, transportation and more.
The amount of spending required for an Emirates Islamic Nol Cardholder to get a free Reel Cinemas Card when purchasing a cinema card is 3,000 AED per month.
The monthly fee for an Emirates Islamic Nol Card with a limit exceeding 150,000 AED is 1,600 AED.
The cost of replacing a Nol card from Emirates Islamic Bank is 78.75 AED.